You should never get behind the wheel without the appropriate form of insurance cover. Often, there will be times when this is an easy mistake to make and this is where temporary insurance comes in. As the name implies, this is a type of car insurance that provides cover in the short term and typically ranges from 1 day through to a month. So, when might you need to arrange temporary car insurance?
When Borrowing a Car
One of the most common times when someone is required to take out temporary car insurance is if they are borrowing a car. This could include usinga larger vehicle to move home, borrowing your parent’s car when visiting from uni or simply temporarily using a friend or family member’s car ifyou do not have your own.
For Business
You may also find that you need to take out temporary insurance if you use your personal vehicle for business travel. This may be a result of your typical car insurance not being able to cover certain circumstances associated with this type of activity. Temporary insurance can provide coverage when driving for business-related reasons whether this is making a delivery or visiting a client.
Learner Drivers
You must also make sure that you have insurance in place if you are learning or teaching someone how to drive. Like any new skill, regular practice in between lessons is the best way to develop your ability and confidence, but you must always make sure that you have the correct protection in place, often in the form of temporary car insurance.
Driving a New Vehicle from the Dealership
A common occasion that a motorist forgets about coverage is when buying a new car from a dealership. Even on this one journey, you need to make sure that you have cover in place. If you have not yet arranged an annual car insurance policy, you need to arrange temporary insurance so that you are covered when you drive from the dealership back to your home.
Going Abroad
You may also need to take out temporary car insurance if you are going abroad and plan on driving. Often, people will borrow a car in this situationand you need to make sure that you are covered. Additionally, people often split up the driving on vacation and you need to make sure that everyone that gets behind the wheel is insured.
These are a few of the most common times that you need to take out temporary car insurance. It can be easy to forget in certain situations, however,is still a legal requirement to have insurance in place whenever driving a vehicle. Temporary insurance could be your answer to the right form of protection and peace of mind.
